Each bank's credit card has its own characteristics:

1, Ping An Bank: First of all, Ping An Bank is the bank with a lower threshold for handling credit cards. The reason why Ping An Bank can approve many credit cards that other banks can't approve is because Ping An's big data is relatively strong, and Ping An Bank's credit cards are often larger than those of other banks. Therefore, people who apply for credit cards in other banks but want to get more credit lines can try to apply for Ping An Bank credit cards.

2. Bank of Communications: The credit card of Bank of Communications has a feature that its credit line for enjoying loans is relatively high, but the risk control of Bank of Communications is very strict and it is difficult to handle;

3. China Merchants Bank: A major feature of China Merchants Bank's credit card is that it has many activities and lasts for a long time, such as half price on Wednesday, annual ten-yuan storm, irregular cash withdrawal and bonus points. You don't have to brush points every day. Go to activities when you have activities.

In addition, the card issuance rate is relatively high now, and the credit cards suitable for novices include young card of China Merchants Bank, I Platinum of CITIC, DIY card of Guangfa, Wal-Mart card of Bank of Communications and so on.