Generally speaking, credit cards are rejected for three reasons:

The first reason is that the applicant's basic information, such as 18 years of age, occupation is a restricted area for bank credit cards, and the information is not detailed, and the payroll information is not detailed.

The second reason is the applicant's credit information, such as repeated application, unstable work, poor credit record and poor contact with the applicant.

The third category is other reasons, such as the contact person is unaware or unwilling to be a contact person, the applicant's health reasons, and the contact person's requirements are unqualified.

These are the reasons why the credit card was rejected. If it is because of poor personal credit information, it is recommended that you apply for a card five years later.

：

How long does it take to recover the frozen credit card?

After the credit card is frozen, apply to the bank for unfreezing. If it can be unfrozen, the general bank will unfreeze your credit card within two working days, such as ICBC, but the settlement time of different banks may be different. You can consult the customer service of the relevant bank or inquire in official website. If your credit card cannot be unfrozen, the bank will contact you personally to inform you of this situation, and this credit card can no longer be used.

The premise of applying for unfreezing is that all the debts of your credit card have been paid off. Generally, if it is not a particularly serious situation, it can be thawed after paying off all debts. Credit cards may be frozen except for overdue repayment, and there are two other situations in which credit cards may be frozen. The following is the solution and time:

1. The withdrawal record has been frozen.

If you have used the POSS machine to spend a lot of money, and the number of times is very large, or you frequently use the credit card to withdraw cash, UnionPay will think that you are suspected of cashing out, and inform the bank where your credit card is located, and the bank will freeze your credit card. This situation is illegal. You can provide the bank with your credit card consumption records in the past year. If your credit is good, the bank will unfreeze your credit card, and the recovery time after this application is the same as last time. But if the situation is particularly serious, the bank will not unfreeze your bank card.

Second, the property was frozen by the court.

Because credit cards are also personal property, if the court has some disputes to freeze your property, then your credit card will be frozen accordingly. In this case, you can only apply for bank card unfreezing after the litigation in your court is over, and the time is similar to the first case. As long as your lawsuit can be settled, your credit card can be applied for unfreezing, otherwise it cannot be unfrozen.

As the saying goes, quantitative change leads to qualitative change. In any case, as long as the situation is not particularly serious and there is no violation of the law, and you can explain your financial situation to the bank with sincerity, the bank can unfreeze your credit card. Generally, the application for unfreezing can be solved in a few working days, and the credit card should be used in accordance with the relevant regulations after unfreezing.

I like cards.