1. At least 18 years old: You must be at least 18 years old to apply for the Industrial Bank credit card.

2. Full capacity for civil conduct: To have full capacity for civil conduct, you can bear legal responsibilities independently.

3. Stable income and repayment ability: Industrial Bank requires applicants to have a stable income source and can prove that they have sufficient repayment ability.

4. Have a fixed residence: you should be able to provide a fixed residence certificate to prove your residence address.

5. Excellent credit: Industrial Bank will evaluate the applicant's credit record, and a good credit record will help the application to succeed.

6. Provide proof of bank income: provide a bank statement, payroll or other proof of income to prove the income.