Advance cash can provide cardholders with small cash loans. You can show your card and payment password at the counter or self-service equipment of any branch of our bank and withdraw RMB cash within the cash withdrawal limit. We will charge a certain withdrawal fee and interest for cash advance. Among them, the accumulated cash advance of credit card accounts in China in a single day shall not exceed RMB 65,438+00,000 (cash advance of ATM and counter channels and main and secondary cards). )
Withdrawing excess deposits means that you withdraw or transfer the funds stored in the card or the excess funds paid when repaying. Withdrawing excess deposits only requires a cash withdrawal fee, which is the same as borrowing cash in advance. (except for cards with special provisions)
From 20 17 65438+ 10/month 1, access to excess deposits in credit card banks is now free.
Emergency cash withdrawal: domestic emergency cash withdrawal: counter handling; The premise is that the card has been reported lost; The maximum amount of emergency cash withdrawal shall not exceed 2000 yuan; Emergency withdrawal fee 2%; Each card can only handle emergency cash withdrawal once; Emergency withdrawal of domestic and foreign currency cash is not allowed.