The summary of political knowledge points in the first compulsory course for high school students is:

1. Currency and wealth: Currency always represents a certain amount of wealth and represents people’s past labor. It has no distinction between right and wrong, good and evil.

2. Settlement and Credit Tools

(1) Settlement: A method commonly used to calculate various economic receipts and payments in a certain period. Including cash settlement and transfer settlement.

(2) Credit currency:

①Meaning: Credit securities that replace metal currency as a means of circulation and payment are exploited as credit currency.

②Function: means of circulation and means of payment.

(3) Credit tools:

①Credit card:

A. Meaning: Bank credit card is a credit certificate issued by the bank to customers with good credit status . Credit card is

B. Function: It integrates deposit, withdrawal, consumption, settlement and inquiry. It can reduce the use of cash, simplify payment procedures, facilitate shopping and consumption, enhance consumption safety, and bring benefits to cardholders. Come to many conveniences.

②Check:

A. Meaning: A check is a payment voucher for a demand deposit. It is an unconditional payment of a certain amount to the payee when the drawer entrusts a bank or other financial institution to see the check or Bearer's instrument.

B. Types: recent and postdated checks, registered or bearer checks, cash and transfer checks in our country are mainly divided into transfer checks (after the paying unit or individual invoices, the recipient goes to the bank to transfer the money own account) and cash checks (issued by the paying unit, and the payee goes to the bank to withdraw cash with the check).

3. Foreign exchange and exchange rate:

(1) The meaning of foreign exchange: It is a means of payment expressed in foreign currency for international settlement.

(2) The meaning of exchange rate: Also known as the exchange rate, it is the exchange ratio between two currencies. my country's exchange rate system: implements a managed floating exchange rate system based on market supply and demand and adjusted with reference to a basket of currencies.

(3) The significance of maintaining the stability of the RMB currency value: that is, maintaining the stability of the general price level internally and maintaining the stability of the real effective exchange rate of the RMB externally, which is beneficial to the expansion of employment, economic growth and balance of international payments, and the promotion of the national economy. Sustained, rapid and healthy development is of great significance.