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How was the Postal Savings Credit Card deducted by Beijing Jingbang?
Maybe you have an automatic renewal service.

First of all, it is necessary to find out which party deducted the fees, whether it was the automatic renewal of the fees handled by itself that led to the deduction, or whether it was not due to its own reasons that led to the unreasonable deduction.

If the deduction is due to your own reasons, it cannot be compensated or refunded. If it is for other reasons, the customer can negotiate a refund with the debitor.