First, the construction bank credit card overseas cash withdrawal method
(1), ATM cash withdrawal-at an ATM marked with VISA, [PLUS] or MasterCard, [CIRRUS] or "UnionPay", the local currency is withdrawn with the card and password.
(2) Cash withdrawal at the counter-at the bank counter marked with VISA and MasterCard, you can withdraw local currency with valid identity documents such as cards and passports.
Two, China Construction Bank credit card withdrawal amount and restrictions.
1. China Construction Bank's credit card withdrawal restriction: overseas, the accumulated cash withdrawal (withdrawal) amount for ordinary cards is not more than 500 USD per day, for gold cards is not more than 1000 USD, and it is not more than 5,000 USD per month.
2. Withdrawal limit of CCB's credit card: Set overdraft withdrawal limit according to your card usage, and the maximum limit shall not exceed 50% of your credit limit.
3. If the overpaid part of more than 2000 yuan is withdrawn on the same day, you must go to the counter of the branch of China Construction Bank.
Three. Handling fee and interest for overseas withdrawal of CCB credit card.
1, credit card withdrawal fee of CCB
(2) UnionPay network: the withdrawal amount 1%+ 12 yuan, with the lowest amount per transaction 14 yuan;
(3) Non-bank network: 3% of the cash withdrawal amount, with a minimum of $3 each (European tourist card: € 3 each).
2. Credit card interest of CCB.
In addition to the handling fee, CCB's credit card overdraft withdrawal also pays interest and does not enjoy interest-free treatment. Cash interest will be charged from the date of your overdraft withdrawal. The expected annualized daily interest rate is 0.5 ‰, with compound interest on a monthly basis.