After receiving the subpoena, you can take a look. It is usually a lawsuit filed over a credit card dispute. What do we need to prepare when we respond to the lawsuit?

The first thing we need to understand is that if a settlement agreement is reached with the plaintiff, the lawsuit can be withdrawn.

So how to contact the plaintiff? Two methods:

Find the judge in charge of your case through the contact information on the subpoena, and ask him for the contact information of the other party's lawyer.

Call customer service on the back of your card, tell them about your situation, and ask them to transfer you to the negotiation specialist responsible for your case. There is a high probability that their attorney will contact you. Just wait for the call.

Some people have also reported that after filing a lawsuit, they generally won’t give you another plan. Therefore, when you encounter a problem, don’t put it off until you are sued. If you want to negotiate again, it will be very difficult. And if there is no special reason, even if you are given a plan, it will not be very optimistic, but it is better than nothing. Otherwise, when the judgment comes down, you need to pay it back in one go, which will be even more stressful.

In addition, if you and the plaintiff’s lawyer cannot negotiate well, don’t run away or lose contact. You must actively respond to the lawsuit. There will be a mediation before the trial. If the mediation is successful, the two parties will follow the agreement. To achieve such a result, just sign a mediation agreement.

If mediation fails, the court will order you to pay off the debt within a specified time. If you still haven't paid it back, you may be blacklisted, which will affect your travel.

Generally speaking, credit card disputes are dealt with in some financial courts. The financial courts are very supportive of the negotiation between the plaintiff and the cardholder. There was also a batch of lawsuits that day. It was not just you, but maybe There will be many people in the same situation as you.

If you understand, please give me a thumbs up. I am Fa Xiaobao. See you in the next video. Bye.