How much is a credit card of Shanghai Pudong Development Bank?
1. If the credit card holders of Shanghai Pudong Development Bank spend or borrow cash in full RMB, they will get 1 point in 1 yuan, 16 points in full USD and 1 yuan, and none of the cents below RMB will be counted. The USD and RMB will be combined to calculate the points;
2. The principal part of the monthly repayable amount of credit card mail order installment and shopping mall installment of Shanghai Pudong Development Bank shall be 2 points in RMB 1 yuan, and the principal part of the monthly repayable amount in free installment shall be 1 point in RMB 1 yuan, and the cents below RMB shall not be counted;
3. The integral of the main card and the supplementary card can be calculated together.
classification of credit cards:
1. There are many types of credit cards, which can be generally divided into seven types: corporate cards and personal cards, credit cards and debit cards, international cards and regional cards, ordinary cards and gold cards, main cards and supplementary cards, retail credit cards issued by commercial organizations, and travel and entertainment cards issued by service industries.
2. Credit cards issued by banks
With the rapid development of contemporary science and technology, computers are widely used in banks, which makes the use of bank credit cards expand rapidly, which not only reduces the circulation of cash, but also makes the bank's business break through the limitations of time and space. There are four common credit cards issued by banks.
3. Shopping cards
Shopping cards refer to a group of shops or service enterprises (referred to as special merchants) such as transportation and tourism companies organized by banks. When providing credit goods or services to cardholders, they sign bills, collect loans or services from banks based on the bills, and pay a certain percentage of handling fees. Usually, banks settle accounts with cardholders at the end of the month with bills. If the cardholder repays the loan within the specified time, he does not need to pay interest, and if it exceeds the specified time limit, he must pay interest to the bank.
4. Charge card
Charge card is the product of the computerized development of banking business. It can automatically transfer money and withdraw some cash through special computer terminals set up by banks in large commercial centers and tourist service centers. Charge card is a credit card that can be used for charge to an account and transfer money when shopping.
Excuse me, how to earn points for Shanghai Pudong Development Bank's credit card
Hello, the rules for accumulating points for Shanghai Pudong Development Bank's credit card
1. As long as the total amount of cash for general debit of Shanghai Pudong Development Bank's credit card is over RMB, the total amount of cash for general debit of foreign currency transferred through international card organizations will be accounted for in RMB, and 2 points will be earned for the total amount of RMB in 1 yuan, and the points below RMB will not be counted, so the points will be calculated together;
2. As long as the principal part of the monthly amortization amount in the shopping mall is over RMB 2 points accumulated in 1 yuan, and the principal part of the monthly amortization amount is over RMB 1 point accumulated in 1 yuan, the cents below RMB are not included in the
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Hello, accumulation rules of credit card points of Shanghai Pudong Development Bank
As long as the cardholders of Shanghai Pudong Development Bank spend or borrow cash in full RMB, they will accumulate 1 point in 1 yuan and 16 points in full USD, and the cents of the cash spent or borrowed below RMB will not be counted, and the points will be calculated by combining USD and RMB; The principal part of the monthly payable amount of credit card mail order installment and shopping mall installment of Shanghai Pudong Development Bank shall be 2 points over RMB 1 yuan, and the principal part of the monthly payable amount of free installment shall be 1 point over RMB 1 yuan, and the points below RMB shall not be counted; Credit card main card and supplementary card points can be combined.
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What are the points rules of Shanghai Pudong Development Bank?
according to the standard of 1 point for spending over RMB in 1 yuan, the points are calculated one by one.
if you use Pudong Development Credit Card to make general debit spending, you can get 1 point for the general debit spending of RMB in 1 yuan, and calculate the points one by one. All foreign currency transfers through international card organizations (VISA \ MasterCard \ JCB \ American Express, etc.) are generally accounted for in RMB, and one point will be earned if the foreign currency is accounted for in 1 yuan RMB. Insufficient 1 yuan part does not accumulate points.
The reward points are obtained according to the activity rules issued by the official activity platforms of Shanghai Pudong Development Bank Credit Card Center, and the reward points and the points * * * use one account. Reward points can not be used to exchange air miles, annual fees and interest (including the universal fee and interest in the cardholder's credit card bill, free installment fee, billing installment fee and revolving interest), but can be used for gift exchange and other points activities.
Extended information:
The relevant requirements of Shanghai Pudong Development Bank points stipulate:
1. Annual fee exchange, each exchange is limited to the annual fee of each account and card; At the same time, the annual fee exchange limit starts from the annual fee of the second year, and the annual fee of the first year cannot be exchanged by points. Please be sure to inform the credit card center of Shanghai Pudong Development Bank for redemption after the annual fee bill is generated.
2. After successfully accepting the cardholder's application for redemption at the Credit Card Center of Shanghai Pudong Development Bank, if the gift needs to be delivered, the supplier will be responsible for it and deliver it to the cardholder by door-to-door. All physical items must be signed by me with my ID card.
3. Cardholders can only choose the home or office address reserved in the credit card center of Shanghai Pudong Development Bank as the delivery address. The Credit Card Center of Shanghai Pudong Development Bank will not be responsible for the delayed delivery, non-delivery or deduction of points caused by the cardholder's reasons such as unknown address, error, failure to notify the change in time or no receipt.