The credit card itself has the function of withdrawing cash. After the cardholder uses the credit card to withdraw cash, as long as the repayment is made on time, it will not have adverse effects on the cardholder. However, if you use a credit card to withdraw cash, the bank will charge a certain fee and interest, of which the interest will be calculated at a daily interest rate of 0.5% from the date of withdrawal, charged daily and compounded monthly until it is paid off. As for the cash withdrawal fee, different banks charge different fees.