Intra-bank repayment: repayment methods mainly include: counter of issuing bank, ATM, online banking, automatic transfer, telephone banking, etc. The credit card limit will be restored immediately after repayment, and the money will generally be recorded after being processed by the system on the same day.
Mobile phone repayment: Mobile phone is a personal payment terminal of mobile financial system, which can be used for direct repayment and transfer by credit card. Arrive at the account immediately
Convenience store: the repayment of convenience stores is mainly completed through the "Lacarra" smart payment terminal installed in convenience stores. Generally, it will arrive in 2~3 working days, and there is no handling fee for repayment in this way.
Online repayment: The common online repayment methods in China are Baidu Wallet, UnionPay Online, Kuaiqian, Shengfutong, Alipay and Yifubao. Choose different platforms and banks, and the charging standards and specific arrival time are different.
Inter-bank transfer: Inter-bank transfer/remittance repayment is mainly divided into two ways: inter-bank in the same city and inter-bank in different places. Whether it is transfer or remittance, the remittance bank will charge a certain fee, and the payment time and repayment convenience are not as good as those of peers, online repayment and convenience stores.
Counter-link: Counter-link refers to the bank card issued by various networked financial institutions, which conducts RMB current deposit and withdrawal transactions through the counters of other bank outlets registered in the host system of UnionPay Trading Center.
Lacarra: Cardholders can complete credit card repayment, mobile phone recharge and online bill payment through convenience stores, bank outlets or terminals that purchase "Lacarra" equipment.
Xinfutong: "Xinfutong" smart credit card phone is an innovative electronic product independently developed by China UnionPay, certified by the Bank Card Testing Center and supported by the financial services provided by China UnionPay's inter-bank information exchange network.
Repayment Pass: repayment by repayment pass is generally charged according to the charging standards for inter-bank transfer in the same city and inter-bank transfer in different places stipulated by the local people's bank.
The extended data ETC is a non-stop electronic toll collection system, and the ETC lane is used for vehicles equipped with ETC on-board equipment, and the electronic toll collection method is adopted.
ETC toll collection system is the most advanced road and bridge toll collection method in the world. The vehicle-mounted electronic tag installed on the windshield of the vehicle communicates with the microwave antenna on ETC lane of the toll station in short distance, and the computer networking technology is used to make background settlement with the bank, so that the vehicle can pay the road and bridge fees without stopping at the road and bridge toll station.
2065438+May 19, Dai Dongchang, vice minister of the Ministry of Transport, said that after the cancellation of provincial toll stations, it is necessary to ensure that the utilization rate of fast non-stop vehicles reaches over 90% before the end of this year and ensure the smooth operation of the whole road network.
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