2. If the credit card is not in arrears and the savings card is deducted, it is necessary to make an exception at the bank outlet where the savings card is opened and ask the bank to return it; At the same time, complain to the credit card management department of local branch. Normally, it will be returned the next day.
3. The processing method of credit card arrears less than the deduction amount is consistent with the second method;
4. If you want to repay by installment, you can apply directly to the credit card management department of the local branch, and the deducted deposit system will automatically return it to the credit card according to the negotiation of installment repayment.
1. There are several possibilities for automatic credit card deduction:
1. After overdraft consumption, the repayment date will be automatically deducted from the balance;
2. The credit card used needs an annual fee, which will be automatically deducted from the balance after it expires;
3. Some banking services have been opened, and the payment will automatically expire and will be deducted from the balance; For example: SMS reminder service.
If it is automatic deduction, you need to check the statement: if the landlord needs to check the details of the last 12 months, he needs to log in to his online bank to check it. The specific steps are online banking-credit card-credit card inquiry-invoiced inquiry.
If you still have questions after checking, you can also call the service hotline of the corresponding bank for feedback, and the customer service can further combine your actual accounts to answer.
Second, the credit card repayment rules:
After handling the installment repayment business, when paying off in advance, the interest generated by each installment also needs to be paid off. In other words, the handling fee for each installment of credit card prepayment will not be cancelled on the spot because of prepayment. That is, after paying off the arrears, it will still be deducted. Annual fee is one of the sources of income for banks to issue credit cards, and any credit card will generate annual fees. Credit card cancellation must be thorough, in addition to card cancellation, you must also cancel the account! In the era of more and more cases of credit card theft, we can't ignore this risk when there are any suspicious charges on credit cards! It is also very simple to exclude, as long as you check the consumption records in the bill, including POS machines, consumer merchant information and so on. Contact the bank to freeze the account immediately if you find any problems. After the new credit card regulations, stolen credit cards can also get reasonable compensation, so they must be abandoned.