1. Gold card and above customers can enjoy various benefits provided by the bank, such as airport VIP lounge, shopping discount, golf discount, inter-bank and inter-regional free transfer, etc.

2. Under the category of debit card, the so-called silver card is an ordinary card without any preferential measures. A credit card is a credit card issued by a bank. You can overdraw, but you can't save money. You will pay back the money according to the overdrawn amount next month.

3. When issuing credit cards, the credit card center will issue corresponding cards according to customers' income, which are also divided into gold cards and ordinary cards. The overdraft limit of gold card is much higher than that of ordinary card, up to 50 thousand, which can be temporarily increased if necessary.

4. As for the annual fee of credit card, the annual fee is generally unavoidable for gold card customers, while the annual fee can often be exempted for ordinary card customers according to the preferential policies of banks.