The e-card is an electronic card. If you don’t have a physical card, you can use the electronic card first. It can be bound to WeChat and Alipay. The physical card can be canceled after receipt without any impact.

1. China Merchants UnionPay e-recruitment card is also called an electronic card or a virtual card. Customers applying for the card for the first time only support the direct sales PAD channel. They need to apply for registration on the official website or mobile banking and other channels first. After the employment agent comes to your door, Go to the PAD form filling page and check the "Add Virtual Card" application. Customers who already hold the card can log in to the new version of Palm Life and select "Selected-Card Family Portrait-Virtual Card" to apply.

2. After applying for an e-recruitment card (electronic card), its limit and personal card limit are exclusive, and the card can only be delivered through the Palm Life channel. New users should follow the prompts to bind Palm Life. The card will be automatically opened after verification. The card number, validity period and CVV2 information can be queried within 15 minutes. The card can be used normally after the operation. The card will be opened by default when a virtual card is issued to a customer who already holds the card.

3. China Merchants UnionPay e-recruitment card (electronic card) can issue a credit card on the spot as quickly as possible. After completing the mobile phone binding, online and offline transactions can be realized. It is very convenient and there is no annual fee.

4. The virtual credit card is bundled with the real user's credit card, providing a variable 16-digit account number for online transactions without letting the real credit card information be leaked online.

Extended information:

Some virtual credit card accounts are for one-time use, and some can be recharged for continued use. Used for a purchase or transaction that people make on the Internet. Since the real account number is not visible to the transaction, even if the retailer's database is hacked, the account number can be avoided.

For example, when a user pays in the checkout center of a retailer's website, a virtual credit card image appears and asks if you plan to pay with a one-time number or if you want your payment to be entered automatically information.

Of course, not all transactions can use virtual accounts. The one-time account number is linked to the cardholder's real account number and the transaction is valid only when the cardholder uses the card issuer's system. Otherwise, you will be asked to enter your real credit card information to complete the payment.

There is also a "virtual credit card" model that appears on third-party payment platforms. The most typical specimen is PAYPAL. Her "virtual credit card" is provided to users who use PayPal payment tools but transact on websites that do not support PayPal to help them shop quickly and efficiently.

Reference: Baidu Encyclopedia Virtual Credit Card