ICBC's choice of credit cards may be dazzling. First of all, ICBC provides a variety of credit card brands, including Peony Visa, Peony MasterCard and Peony American Express, to meet the payment needs of different consumers.

Secondly, according to the credit rating of the cardholder, ICBC's credit cards are divided into three grades: platinum card, gold card and ordinary card. Platinum cards are usually prepared for high-quality customers, providing higher-level services and discounts; Gold cards are suitable for consumers with good credit status and enjoy relatively comprehensive rights and interests; Ordinary cards, on the other hand, are aimed at a wider range of customers and have complete basic functions.

ICBC's credit cards are divided into business cards and personal cards. Personal cards are subdivided into main cards and auxiliary cards. The main card is usually the main credit card of the family, while the auxiliary card can be enjoyed by family members, which is convenient for managing family finances. Business cards are more inclined to corporate users, providing professional services such as business travel and reimbursement.

finally, ICBC's credit cards are divided into RMB cards, dual-currency cards and multi-currency cards according to account currencies. The RMB card only supports RMB transactions, while the dual-currency card supports RMB and another currency, while the multi-currency card is suitable for international travelers and can deal with multiple currency transactions.

to sum up, when choosing an ICBC credit card, you should consider your consumption habits, credit rating, demand type and currency preference. Different types of credit cards have their own advantages and disadvantages, and it is most important to choose the most suitable one according to the actual needs of individuals.