1. How long will it take for Pufa Credit Card to call my family?
1. If the bank collection staff can't contact the cardholder, the
1. How long will it take for Pufa Credit Card to call my family?
1. If the bank collection staff can't contact the cardholder, they will naturally contact their families. However, it is generally not overdue for about a week and a half. When I can't contact myself more than 30 days overdue, I will contact my relatives who registered when I applied for a credit card.
2. It is reasonable for the bank to call the emergency contact person when the cardholder can't contact. After all, the purpose is just to know the whereabouts of the cardholder and let them tell the cardholder to repay as soon as possible. If you don't want your family to know, you'd better not avoid bank collection.
2. How to negotiate with the bank for overdue Pudong Development Credit Card?
1. Contact the customer service of Shanghai Pudong Development Bank by phone first, explain that you have difficulties in repayment, and indicate your willingness to apply for repayment through negotiation. Just wait for the other party to reply. During the negotiation, you can apply for extending the repayment period, repaying by installments, or try to apply for suspension. No matter which one you choose, you should pay attention to negotiation skills.
2. If there are no special circumstances such as unemployment, bankruptcy, serious illness, etc., the bank can't promise to only repay the principal, but can only apply for an extension of the repayment period and repay the principal and interest separately on a regular basis. Individuals take the initiative to pay back part of it first, so that banks can feel their willingness to repay. During the negotiation, it is suggested to record it as evidence.
3. How long will Pufa Credit Card be sued or come to the door after it is overdue?
1. Pufa Credit Card is overdue for 3 months, and the bank fails to collect it, and it will face the result of being sued. It is recommended to pay back a little every month, so that the minimum repayment amount will not affect the credit, and at the same time prove that you are willing to pay back the money, but it is not over yet, so that the bank will not sue and the next step can be negotiated.
2. If the overdue period is serious, it will be sued by the bank. Once the court files a case, the bank will come to collect evidence. Overdue will have a great impact on users, from credit reporting to being sued by banks for credit card fraud. In order to stay away from jail, it is better for everyone not to overdue easily.
Special circumstances can click the consultation button on the right. The website provides professional lawyers to answer questions, help you solve the repayment problem and let you return to your normal life.