Sometimes when we use a credit card to make a transaction, the transaction fails. There are many reasons why a credit card transaction may fail, such as code 57. Let’s take a look at the reason why it shows 57 that transactions with this card are not allowed.

What is the reason why transactions with this card are not allowed in 57

Generally speaking, this situation occurs because the cardholder is suspected of cashing out in previous transactions, and the bank has implemented risk control on the card. control. The "57" code indicates that the transaction failed and the card issuer does not allow the cardholder to perform the transaction. It is generally the code displayed on the POS machine when the card transaction fails. It is recommended that cardholders contact the card issuing bank to verify whether the card status is normal.

It may also be because the POS machine of this institution does not cooperate with the bank that holds your bank card, so the POS machine of this institution cannot pay with the bank card of this bank.

Other reasons for failed credit card transactions

1. Freeze overdue payments

If the cardholder is often overdue and has not paid off the bill for a long time amount, then the credit card application platform will freeze the credit card for risk control. At this time, the cardholder will see a transaction failure when using the credit card to make purchases. If you want to resume normal use, you must first pay off the balance and then apply to the card issuing bank for an unfreeze.

2. Incorrect transaction password entered

If the credit card transaction password is entered incorrectly three times or more, the credit card will be automatically locked. In this way, the consumption is definitely abnormal. If you want to return to normal, the cardholder needs to bring his ID card to the card-issuing bank to change the password, and then he can use it normally.

3. The card is at risk of being stolen

Credit card transaction failure may also be caused by abnormal consumption. It may be that the bank discovers that the user's card is at risk of being stolen. At this time, the cardholder's credit card will be frozen to avoid losses. In this case, if the cardholder makes the consumption on his own, he must explain the situation to the bank in time. If the card is fraudulently used, he must call the police in time.

The above are also common reasons that lead to the failure of credit card use. In order not to affect your use of credit cards, you still have to keep your credit cards from being overdue and use your credit cards correctly.