According to Caiti's inquiry. It takes 15-20 days for ICBC to accept credit cards. It will take about 15 working days from the time when the applicant submits the application materials to the time when the audit result is known. If approved, ICBC will notify the applicant by SMS and print the business card within 3 working days. Business cards will be sent by mail after printing. The whole process usually takes about 20 days.

Industrial and commercial bank cards can be used after they are generally activated. For debit card products, if you want to use a bank card for consumption, you need to deposit enough funds in the bank card first, and you can't use a debit card for settlement when the balance is insufficient. If the credit card is activated, you can use the credit line and spend it directly.