1. Abnormal credit card status:
That is, the credit card is frozen, payment is stopped, and the card is blocked. In this case, it is usually impossible to use a card, not even to swipe a card, let alone withdraw cash. Only call the bank to see if there is any way to get the credit card back to normal.
2. Withdrawal equipment failure:
If you withdraw cash from ATM and other self-service devices, once the ATM machine fails and you can't access the system, you will definitely not be able to withdraw cash. You can try another ATM, or take a credit card to the counter to withdraw cash manually.
3. There is no exit option:
When you use your credit card to withdraw money from the ATM, the money is spit out from the ATM. If the ATM machine has no money, there may be no withdrawal option, or there may be no response to withdrawal. In this case, you can also change it to 1 ATM or go to the counter to withdraw cash manually.
4. Insufficient cash withdrawal:
Withdrawing cash by credit card does not mean that you can withdraw as much as you have in your card. Generally, only 50% of the credit limit can be withdrawn at most, and the existing limit can be withdrawn in a single cash withdrawal and a single day. It is best to consult the customer service of the issuing bank to find out.
5. Wrong transaction password:
No credit card transaction password is set, or the credit card transaction password is entered incorrectly, which are the reasons why the credit card cannot be withdrawn. It should be noted that if the credit card transaction password is entered incorrectly for three consecutive times, the card will be swallowed, which is more troublesome.
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First, credit cards are restricted.
If your credit card is clearly limited, but you can't swipe it, then it may be that your credit card is restricted. For example, if you set a daily limit for your credit card, you can't swipe your card in the future even if there is still a limit in your card when your consumption has reached the limit that day. Or if you swipe your card too frequently in a day, it will also be restricted, resulting in a limit in the card but you can't swipe your card.
Second, the card is frozen.
If your card is abnormal, such as being frozen by the bank, you can't swipe it even if there is a limit in the card. Third, the password is wrong.
For example, when we use a credit card to spend money, we often need a transaction password, and if you enter the wrong transaction password, the card will not be able to pay for the transaction, so there will be cases where the card has a limit but cannot swipe the card.