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How to get a credit card overdraft

Go to a bank branch to apply with your ID and proof of personal credit and financial resources or contact the bank’s credit card clerk to apply. \x0d\Card application conditions:\x0d\1. Be over 18 years old;\x0d\2. Hold a valid ID card;\x0d\3. Have no bad credit record;\x0d\4. Have a work certificate and a company stamp Proof of income from the financial seal;\x0d\5. Other proof of financial resources, such as real estate, cars, stocks, bonds, etc.;\x0d\6. Social security certificate; the first 4 are the most basic requirements, if you can provide 5~6 supporting materials , will increase the application success rate and credit limit. \x0d\The credit limit is determined based on your income. 3000, 5000, 10000, 50000, 100000 are all determined by the bank based on your situation.