1. Bring necessary documents (bank card, social security card, income certificate, work certificate, etc. ) Go to the bank counter. As long as you state your purpose, the staff will ask you to fill out the credit card application form immediately. After carefully filling it out, the staff will ask you to take out the relevant documents, and they will copy the relevant documents as the basis for review and send you a credit card. Remember, if you don't know how much to fill in the credit line, you can ask the staff and they will give you a detailed answer.
2. Wait for the bank phone call or express notice at home.
Generally speaking, the bank will give you an answer within half a month. If the application is unsuccessful, some bank officials will send you a message telling you the result. Of course, there are also bank staff who call you to tell you whether the application is successful or not. If the application is successful, they will tell you to get a credit card, but the bank will usually express it to you. Some banks haven't heard from you for a week or two, and you didn't realize your credit card application was successful until you received the courier. Be sure to remember that when you express your credit card, the courier will verify your ID card, so don't be afraid.
If you think the above method is troublesome, there is another convenient method: apply for a credit card online. At present, many banks have opened online credit card applications. Generally, log in to the bank official website and find the credit card home page, and you will see the credit card application. Pay attention to personal information must be true, after all, credit cards are not approved as soon as they are applied. Then there is a long wait. The general bank will contact you soon. They usually offer two ways. Please bring relevant documents to their business outlets, otherwise they will check your information face to face. If this process goes smoothly, your credit card application will be successful. The rest is still waiting
As you are a self-employed, you should pay special attention to the preparation of materials when bidding: when providing valid documents, you need to provide your self-employed business license and tax bills for the past three months, and you can also provide other financial certificates, such as income tax withholding certificates; Copy of self-owned real estate license; Copy of self-owned car driving license; Bank certificates of deposit and other information that can prove your economic level. In this case, it is easy to deal with success. After all, the bank still depends on your repayment ability.