Credit card billing date means that the issuing bank regularly summarizes and settles all the transactions and expenses of your credit card account in the current period every month, calculates the total amount owed and the minimum repayment amount in the current period, and mails or sends the statement for you. This date is your credit card bill. The repayment date of China Merchants Bank is 18 days after the bill date.

For example, if the consumption date is 65438+1 October1and the billing date is 65438+1October 2, then the repayment date is 65438+1October 20, and the repayment must be made before the deadline, which will affect the credit record and also cause interest and late fees.

If 65438+ 10/0, the bill is paid on February 2, and the repayment date is February 20, there is no need to repay 65438+ 10.