How to check the total amount owed by CCB credit card? Is the balance displayed the total amount owed on the card?

Customers can check the credit card bill of CCB through the following electronic channels:

1. Log in to mobile banking and handle it through the menu of "Credit card-card service-my account-bill inquiry-issued bill inquiry".

2. Log in to personal online banking and handle it through the menu of "Credit Card-My Card Package-Current Period/Historical Bill".

3. Follow and enter China Construction Bank's WeChat WeChat official account, bind the credit card, and handle it through WeChat official account's "Credit Card-Bill/Repayment/Limit Management" menu.

(in case of business changes, please take the actual situation as the standard. )

How to calculate the credit card account How to calculate the credit card bill

1. The calculation method of the billing date is the total amount of consumption before the billing date-the previous balance = the bill amount.

2. If the credit card bill is not fully repaid on the repayment date, the bank will generally interest the full amount of consumption at .5 ‰ from the day after the first consumption date of the month, that is, only the minimum repayment amount is repaid, and the previous consumption will no longer enjoy the interest-free period. The specific interest will be calculated according to the consumption date.

3. The date from the bank billing date to the due repayment date is the interest-free repayment date. The interest-free repayment date is generally 2 days, and the longest is 5 days. Of course, the interest-free repayment date will fluctuate according to different months.

4. The billing date is the date on which the issuing bank regularly collects and settles the transactions and expenses of the cardholder's credit card account in the current period every month, and calculates the interest and the payable amount of the cardholder in the current period. All the consumption after the last billing date and before this billing date will be recorded in the current bill, but the consumption on the billing date will be included in the next bill.

How can I know how much the credit card owes?

You can call the customer service phone of the credit card center of the bank where the credit card is located to inquire about the credit card bill, or log in to the credit card column on the website of the bank where the credit card is located, enter the credit and inquiry password, and you can inquire about the credit card bill. You can also go to the counter of your bank with your credit card and the cardholder's ID card within the validity period, and you can inquire about the credit card bill. A credit card is a credit certificate issued by a commercial bank or a credit card company to a qualified consumer. Consumers with credit cards can go to special commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit.

For more information about how to know how much credit card owes, go to: See more

Let's stop here for the introduction of how to calculate credit card debt.