It is still relatively reliable.

Shengbei is a balance repayment service. If your credit card is maxed out and you are under pressure to repay the money, you can use Shengbei to borrow money. However, you need to register and apply for Shengbei, and you can only borrow money after passing the review. For you.

Shengbei is a mobile software that provides credit card users with low-interest and efficient credit card bill installments. It was developed by Shenzhen Samoyed Financial Services and is the first Internet financial product in China to introduce online balance compensation.

The operating principle of "Shengbei" is that when the credit card bill is due, banks will generally provide two repayment methods: "bill installment" and "minimum repayment amount repayment" to buffer the user's repayment pressure. , but the corresponding user Zheng Lilun has to pay a high interest rate of up to 18.25 (annualized).

Shengbei is the third repayment method for credit cards in addition to "bill installment" and "minimum repayment amount"; its approval speed can be completed in half an hour at the fastest, and it can be completed within In addition to the credit card limit, users can add a Shengbei limit. The Shengbei limit can be used to repay credit card bills, and you can also enjoy interest rates starting at 40% off the minimum credit card repayment amount interest rate (18.25 annualized).

The advantages of its products are:

1. One quota: you can apply without asking, and you can easily get one quota in one song;

2. Arrival in three seconds: It only takes 3 seconds for credit card repayments to arrive quickly, covering all banks in one place;