According to the information provided, the following situation is written on the credit report of a credit card that is overdue for 8 years. First of all, a credit card that is overdue for 8 years means that the cardholder has failed to repay the credit card debt on time in the past 8 years. In this case, the following are detailed instructions:

The first point is credit card overdue records. Credit card overdue record refers to the situation where the cardholder fails to repay the balance on time after the credit card expiration date. This means that the cardholder is late in repaying the credit card beyond the credit card's overdue period. A past due record lasting eight years will leave a profound impact on a personal credit report.

The second point is the amount owed on the credit card. Being eight years past due means that the cardholder's credit card debt has been there for quite some time. The size and duration of the debt owed will have a significant impact on an individual's credit score. Being chronically overdue and owing a larger amount may have a greater negative impact on a person's credit score.

The third point is the impact on credit scores. Credit card records that are eight years past due will cause serious damage to your credit score. Credit score is an important indicator of personal credit status, and long-term overdue records will be considered bad credit behavior and may lead to a decline in the score. A decline in your credit score may cause difficulties in financial activities such as personal loans and credit card applications.

To sum up, what is written on the credit report about a credit card that is overdue for 8 years is that the cardholder has a long-term overdue record and a large amount of debt in the past 8 years. This will have a severe negative impact on an individual's credit score and may result in restrictions on financial activities. Therefore, it is recommended that cardholders pay attention to timely repayment of credit cards in future financial management to avoid long-term overdue payments.

In addition, regarding the specific legal provisions and consequences of overdue credit cards, please consult the relevant financial institutions or professional legal institutions to obtain accurate information.