Cards can be cashed out at counters and self-service devices, or overdrawn within the cash advance limit on personal mobile banking APP and China Industrial and Commercial Bank APP.

Cash withdrawal limit

The withdrawal limit of ICBC's credit card is 50% of the credit limit, with a maximum of RMB 50,000.

Cash withdrawal fee

The withdrawal handling fee is charged at one time according to the number of withdrawals, and the charging standard is 1% of the withdrawal amount, with the lowest charge of 2 yuan and the highest charge of 100 yuan.

Cash withdrawal interest

Cash withdrawal interest is charged at 0.05% per day, and there is no interest-free period.

2. Can I get a loan with the new ICBC credit card?

No, it gets stuck easily.

3. Can the new credit card (debit card) of ICBC be loaned?

The new ICBC credit card (debit card) can be used for loans. ICBC's credit card (debit card) can apply for a loan. ICBC's e-loan is a credit card (credit card) loan product, which is unsecured, unsecured and pure credit. The maximum application amount is 200,000 yuan, and the longest loan period is 2 years. Generally, as long as the user 18 is over one year old, has a stable job and income, and has no bad credit record, he can apply for a loan on the ICBC mobile app.

Warm reminder: Credit card (debit card) loans can only be repaid in installments, and the credit line of ICBC Rong E is shared with credit card (credit card).

Fourth, the difference between ICBC credit card and Peony credit card

Hello! The main differences between Peony Credit Card and Peony Credit Card are as follows: (1) Credit card deposits bear interest (calculated at current interest rate); Credit 2) Credit cards do not enjoy interest-free repayment period; Credit card can enjoy the minimum (3) credit limit: 5,000 yuan for a credit card, depending on the applicant's credit rating. Our personal credit card (Platinum Card) can be swiped for 5 times or RMB 5,000 in the current year, and the annual fee of the main and auxiliary cards can be reduced or exempted. The basic application conditions for Peony International Credit Card are as follows: The application conditions for Peony Card are: anyone who is over 18 years old, has a complete residence and has a stable income can apply for this Peony Card. Applicants can apply for no more than 2 supplementary cards for their spouses or relatives with full capacity for civil conduct. According to the important outlets or card issuers on the application form, you can pick them up at the nearest outlets. Proof documents that the applicant must provide: a copy of the professional certificate (work permit) and a copy of the applicant's ID card of the supplementary card are required. Please ask the applicant to provide all information at once. The applicant, education background, qualifications and other certificates to improve the approval rate and credit line are not necessarily provided in full, but the more they are provided, the better the approval rate and credit line will be improved. Including but not limited to: copy of self-owned car driving license and car purchase certificate; Copy of self-owned real estate license, copy of house purchase contract and copy of bank loan contract; Copies of academic qualifications and degree certificates; The more complete the professional title certificate and special parts certificate you provide,