Every bank can apply for a credit card, but the application conditions are different.

In addition to making a deposit, other conditions must be met before you can apply for a credit card.

Credit card application conditions:

1. The minimum application age stipulated by the bank is 18 years old, and the maximum application age is 60 years old.

2. Your second-generation ID card is required.

3. Proof of employment and income stamped with the financial seal of the unit.

4. No bad credit record.

5. Other proof of financial resources, such as real estate, cars, stocks, bonds, etc.

Extended information:

Credit card notes:

1. After using a credit card, be sure to remember to repay it on time. Once it is overdue, it will not only result in a bad credit record, but the bank will also charge overdue penalty interest.

2. Improper storage/handling of cards (expired/invalid credit cards are not destroyed immediately, or lost cards are not immediately invalidated, etc.), and personal identity information is unintentionally stolen or defrauded. To avoid such problems, citizens should not easily provide personal identity information to others, and it is best not to entrust others to handle credit cards on their behalf.

3. The three most critical information on a credit card: card number, expiration date, and CVV code. These three key information affect card security, especially the CVV code, which is as important as the password. It is recommended to use correction fluid. Or use a sticker to cover the CVV code.

Baidu Encyclopedia - Credit Card

Baidu Encyclopedia - Shizhong District

Baidu Encyclopedia - Bank Deposits