According to Article 6 of the Credit Card (Personal Card) Receiving Contract of Shanghai Pudong Development Bank
The termination of the credit card?
If Party B needs to terminate the credit card account, it can call Party A's customer service phone number to apply for account cancellation. When applying for account cancellation, all debts of Party B's credit card (including any transaction amount that has occurred but has not been credited to Party B's credit card account) will be regarded as all debts, and Party B shall pay them off in one lump sum.
If Party B fails to pay off all overdraft principal and interest and related expenses in full, Party A has the right not to cancel the account. If Party B needs to terminate the card under the credit card account, it can call Party A's customer service phone number to apply for card cancellation. ?
Extended data:
Relevant clauses of credit card (personal card) collection contract of Shanghai Pudong Development Bank
Party A shall handle the cancellation procedures of electronic cash account and credit card account respectively in sequence. Party A shall cancel the electronic cash account first, and then call the customer service of Party B's credit card center to cancel the credit card account. When canceling the electronic cash account of the co-branded card, I need to bring my valid ID card and the co-branded card to Party B's business outlets or designate China Mobile's business outlets to complete the cancellation operation. ?
Party B has the right to terminate Party A's co-branded card or suspend Party A's full right to use the co-branded card or the right to use specific services according to national laws and regulations. ?
When the cardholder terminates the use of the electronic cash account, he shall go through the formalities of card cancellation in accordance with the relevant provisions of the issuing bank. When the cardholder returns the card, the issuing bank will return the balance of the electronic cash account to the credit account of the card. If the electronic cash composite credit card fails to renew the card and return the card after the expiration of 1 year, the balance of the electronic cash account will not be refunded. ?
Shanghai Pudong Development Bank-Shanghai Pudong Development Bank Credit Card (Personal Card) Acquisition Contract