Becoming a vip customer is actually a condition for handling a financial platinum card. Customers holding CCB Financial Platinum Card (or Gold Card) can provide financial services in CCB's national (or local) financial centers, financial windows or VIP rooms, and enjoy various preferential policies.

Vip customers of CCB are divided into platinum customers of the head office and gold customers of branches.

Platinum card customers of the head office need to meet one of the following conditions: the monthly deposit in CCB reaches 500,000 yuan; Personal loans reached 6,543,800 yuan; Purchase 500,000 yuan of government bonds, insurance and funds; For two consecutive years, the annual shopping consumption of credit cards reached 654.38+10,000 yuan; The monthly turnover of personal foreign exchange transactions is $800,000.

Branch-level gold card customers need to meet one of the following conditions: the monthly deposit in CCB reaches 200,000 yuan; Personal loans reached 500,000 yuan; Purchase 200,000 yuan of government bonds, insurance and funds; For two consecutive years, the annual shopping consumption of credit cards reached 654.38+10,000 yuan; The monthly turnover of personal foreign exchange transactions is $400,000.

Extended data

Benefits enjoyed by VIP customers:

1, the most useful aircraft can enjoy free VIP treatment. Waiting in the VIP room, when there is special service for drinks, someone will inform you and give you high insurance.

Remittances can be discounted, and withdrawals from different places can be discounted by about 20%.

3. When handling business in any branch of CCB, you can give priority to VIP treatment without queuing, and tellers must stand up to serve.

4. When handling CCB credit card or personal loan business, you can enjoy VIP treatment as long as you show your platinum card, and you don't need to issue income or credit certificate.

China Construction Bank user classification:

1. CCB ordinary credit card: CCB's lowest credit card is an ordinary card, which has the lowest credit limit. The credit limit of CCB ordinary cards is generally only about 3,000 yuan. If a cardholder applies for a credit card for the first time, CCB will generally start issuing it from a normal card. ?

2. Gold card of CCB's credit card grade: In CCB's credit card grade, gold card is one grade higher than ordinary card. CCB generally does not directly handle gold cards for individuals who have no credit history of ordinary cards, and the approval of gold cards is stricter than that of ordinary cards, and applicants will be required to provide proof of income and good credit history. The credit limit of CCB Gold Card is generally between RMB 654.38+RMB 0,000-RMB 50,000.

3. Platinum card of CCB credit card level: CCB credit card is a relatively high-level credit card after reaching the platinum card level. Cardholders of such credit cards can not only get value-added services such as airport VIP treatment, exclusive customer service telephone hotline service, and high-value compulsory insurance, but also enjoy the VIP counter channel of the bank. However, this kind of CCB credit card has a high level and generally charges a high annual fee. The credit limit of the platinum card of China Construction Bank is generally more than 50,000 yuan. ?

4. CCB credit card grade diamond card: Diamond card is the highest grade credit card of CCB, which is launched by CCB to lock the consumer market at the top of the pyramid because of the increasingly fierce competition in the financial environment, and usually enjoys more respected services and rights than platinum card. The credit limit of platinum card of China Construction Bank is generally more than 200,000 yuan.