1. Good credit status: You are required to have no bad credit record. Whether this condition meets the requirements, the bank will check for itself.

2. Stable repayment ability: proof of work and income is generally required. In order to increase the success rate of application and credit limit, it is generally recommended to provide proof of self-owned property, self-owned vehicle and bank assets. It should be noted that the card issuing standards of each bank are different, depending on the requirements of each bank.

3. Age requirement: In general, it is required that citizens who have reached the age of 18 need to submit proof of identity card.