Because the credit card application is approved by post, there is no guarantee that the recipient is the applicant. In order to protect applicants and banks from being stolen, credit cards have card opening procedures before they are officially opened.

Card opening is mainly through telephone or internet. , check the relevant personal information provided at the time of application, and go through the card opening procedures after meeting the requirements. At this time, the applicant becomes the cardholder and can officially start using it after signing on the back of the card. After a credit card is opened, it is generally necessary to set a password for the card.

Extended data

Everbright Bank credit card has the following characteristics:

1. password consumption, safe and reliable.

Sunshine Credit Card's unique password consumption function makes your credit card more secure and reliable.

2. Reward customers and keep them exciting.

Sunshine Credit Card has a special incentive plan to enrich customers, and a variety of incentives can make your every expenditure get a return and make your life more exciting. Detailed terms will be announced soon, so stay tuned.

3. Two coins for one card, universal.

It can be used by special merchants who accept VISA card business in more than 240 countries and regions around the world, and withdraw local currency from more than 840 thousand ATMs with VISA logo around the world.

4. RMB settlement of overseas credit cards.

Sunshine Credit Card has opened RMB settlement services for credit cards in Hong Kong, Macau, Singapore, South Korea, Thailand and other places, and transactions conducted at merchants or ATMs with "UnionPay" logo can be settled and repaid in RMB.

For foreign currency transactions, Everbright Bank will settle at the exchange rate of the day. To withdraw cash from an ATM with the "UnionPay" logo posted overseas, you need to pay a withdrawal fee of RMB 1% of the transaction amount, with a minimum of RMB 15.

5. Overseas foreign currency consumption and domestic RMB repayment.

For the foreign currency consumption of Sunshine Credit Card abroad, you can apply for repayment of foreign exchange in RMB or directly in US dollars by telephone, so as to avoid the trouble of insufficient foreign exchange and exchange of foreign exchange.

6. It is convenient to withdraw cash at home and abroad.

You can withdraw RMB cash from the counters of China Everbright Bank, ATMs or ATMs with the logo of UnionPay in other banks, or you can withdraw local currency from ATMs or bank counters with the logo of VISA abroad.

Baidu Encyclopedia-China Everbright Bank Credit Card

Baidu encyclopedia-credit card