if you want to continue to use it, you need to ask the bank for a new card one month in advance. The bank will send you a new credit card. And the customer's credit limit, points, arrears and everything will be transferred to the new card. The used credit card does not need to be sent back to the bank, but only needs to be destroyed by itself. However, there are various kinds of credit now, and collection is also a good choice. Some people have the habit of collecting credit cards.