Notes for international students using Bank of China credit cards abroad:

1. Credit card safety:

(1) Keep the "security code" properly:< /p>

The security code is a 3 or 4-digit number printed on the credit card. The printing position will be different for different types of cards. It is often used to prevent credit card fraud by verifying that the payer owned the credit card at the time of the transaction. Please keep your credit card safe and do not tell others the security code or send credit card pictures with security code information to others.

(2) If you encounter problems, report the loss immediately:

If you encounter a loss of your credit card overseas, please call the Bank of China credit card customer service hotline +86-10-66085566, + 86-10-66086569, or report the loss through Bank of China mobile banking or the "Bank of China Credit Card" WeChat official account - My Account - Loss Report and Card Replacement section, or Colorful Life APP.

(3) Payment security lock:

It is recommended that you activate the payment security lock. According to the card use needs, you can check domestic and overseas, card presence or absence, consumption amount, card use time, etc. Autonomous control. In addition, you can also set up the "one-click card lock" function through the payment security lock to close or open your credit card at any time. Currently, you can use the "Bank of China Credit Card" WeChat official account - My Account - More - Payment Security Lock, Mobile Banking - Credit Card - One-click card lock, Colorful Life APP - Use Card - Payment Security Lock, Bank of China branch counters, Bank of China The credit card customer service hotline 4006695566 and the five major channels have payment security lock functions.

2. Handling fee reminder:

(1) Please use local currency for overseas consumption:

Some overseas merchants may provide dynamic currency conversion service (DCC). Live conversion of the local currency of the transaction into your billing currency, this service will incur an additional exchange rate markup. When the exchange rate does not fluctuate drastically, it is recommended that you refuse this service and choose to use local currency for settlement.

(2) Enter password for overseas consumption:

When using your credit card for overseas consumption, it will be determined whether to use password for consumption based on the merchant’s requirements and card type. Some countries will impose restrictions on chip cards. Compulsory password verification is adopted. It is recommended that you set a password for consumption and cash withdrawal before going abroad. You can call the Bank of China credit card customer service hotline 4006695566 to set it. If the merchant requires a 4-digit consumption password, enter the first 4 digits of the 6-digit password to complete the transaction.

(3) Overseas transaction tips:

Overseas, to receive SMS reminders for overseas consumption, you need to activate international roaming mobile phone service; or search for "Bank of China Credit Card" or "Boc-card" Follow the WeChat service account and bind your credit card.

The above content is for your reference, please refer to actual business regulations.

If you have any questions, please feel free to consult Bank of China’s online customer service.

You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GO APP to handle related businesses.