Many people have multiple credit cards and feel that the more credit cards the better. But this is not the case. With too many credit cards, various problems will inevitably arise. So what are the consequences of having too many credit cards? Below, I will take you to take a look.

1. Information leakage: Once you have a large number of credit cards, it will become more difficult to manage. Many people may forget some credit cards that are not commonly used, which may easily cause the credit card to be accidentally lost. Once lost, there may be a risk of identity information leakage, which poses a great security risk.

2. It is not conducive to applying for cards in the future: In addition to the difficulty of management, once you have too many credit cards, the bank will also consider it when reviewing you, and it may not be easy to pass. Your card application, so this will cause certain obstacles for you to apply for a card in the future.

3. May cause overdue payment: When multiple credit cards are used at the same time, it is easy to cause overdue payment due to neglect. When using it, you may turn around and forget which credit card you used. This can easily lead to you missing the credit card bill, and even forgetting to repay the credit card, resulting in an overdue payment, and your credit is also affected. .

The above is an introduction to the impact of applying for too many credit cards. I hope it can give you some reference.