The temporary credit limit of a credit card cannot be phased. Once it expires, it is a temporary credit line that needs full repayment. Some banks give more temporary quotas, such as China Merchants Bank and Bank of China, which are usually doubled when the quotas are not high, but once the temporary quotas cannot be extended, they need to be returned in full.
2. Temporary limit will be included in the minimum repayment amount.
Repay in full after the temporary limit expires. For example, if the credit card 10000 yuan and the temporary line of 5000 yuan are all used up, then the minimum repayment amount next month is 1000 yuan (10% line) +5000 = 6000 yuan.
3. The temporary line can be recovered.
Many people don't know that in fact, temporary quotas can also be used to withdraw cash. Depending on the type of card, some temporary quotas can be fully refunded, while others can only be refunded by half. And the repayment is the same, it can't be repaid in installments, and the minimum can't be repaid.