A coupon is a receipt or invoice after your own consumption. If you can't issue a valid invoice for online consumption, you can use the consumption flow as a proof of consumption.
First of all, invoices and receipts, compared with receipts, are still popular in banks and can be counted as consumption vouchers. When submitting the consumption voucher to the bank, you can directly provide the invoice.
Second, online consumption, can not issue a valid invoice, you can note the flow and use, as a proof of consumption application.
Third, if the goods purchased or used are single, you can ask the other company to issue a consumption certificate and affix the official seal, so as to attach the consumption flow. This method is also applicable, but few people are willing to do so. After all, the responsibility lies with Party A. ..
Fourth, if it is offline consumption and purchased in cash, then this will not be used as proof of consumption, unless the other party gives an invoice or proof when spending in cash.
Fifthly, if you spend money through the other party's official website in daily life, and there is no intermediary, you can reissue the invoice and proof afterwards, which can also be used as proof of consumption for the purpose of reissue.
Sixth, if it is a special industry, it needs a special guarantor to prove the consumption voucher. Please ask the bank for details.
What are the coupons like? These are the common coupons.
; ? Consumption voucher is a kind of proof that consumption really happens and the transaction amount is clear. It is mainly used to audit the use of funds by banks or other financial lending institutions, and it is a means of risk control. If you are prompted to upload, but don't know what the coupon looks like, here is a brief introduction for you.
1. What are the coupons like?
The most direct understanding of consumption voucher is "invoice". From the accounting point of view, the invoice is the only valid voucher that is recognized. But in real life, many instant consumption, such as three meals a day, may not be invoiced, so it is impossible to invoice a steamed stuffed bun, so in fact, as long as the following characteristics are met.
1. It can be determined that it is paid by itself, and the payee is the operator or merchant;
2. There are key elements such as specific consumption content, consumption time and transaction amount on the voucher;
3. If an invoice can be issued, it shall be issued and stamped with the financial seal; If the invoice cannot be issued, there should be a transaction merchant number and a transaction serial number.
Second, what are the common coupons?
1, traffic trip category
Air tickets and train tickets can be directly used as invoices;
Bus quota invoice, taxi machine invoice, right away;
Subway invoice, Didi travel invoice, etc. , can be unified billing through mobile phone operation, specific travel details.
2. Daily shopping
Supermarkets can issue invoices uniformly with small receipts;
As long as the manufacturer has a merchant payment code, the mobile phone transaction process has a clear merchant number and transaction number;
E-commerce shopping, you can ask online merchants to issue invoices, at least there is a business transaction flow on the shopping platform.
Offline credit card pos bill can prove my consumption behavior well and determine the flow of merchants' collection.
3. Contract category
Decoration, car purchase, travel, maintenance, etc. Can be used as coupons.
The above is about "what is a coupon". I hope it can help you.
What coupons are there? What's the use of coupons?
There are many kinds of credit card vouchers, including purchase orders, invoices, renovation contract, screenshots of online transaction orders, medical vouchers, screenshots of transfer, debit card bills/Alipay bills, air tickets, tickets, tickets for traveling to travel itinerary, scenic spots and so on.
It should be noted that no matter what kind of proof of consumption, it must be consistent with the date of consumption, otherwise it will be considered invalid by the bank and you need to provide it again.
Function: Invoice can be provided.
How to get a credit card voucher?
Usually, you don't need to do it deliberately. If you use a credit card to spend money on a POS machine, a shopping list will be printed automatically. If you shop online, some merchants will mail contracts and invoices, so you just need to keep all the vouchers you receive and submit them directly when the bank wants them.
Of course, some card friends may lose their consumption vouchers. When the bank asks for them, they can take the initiative to explain to the bank that they have accidentally lost the invoice or purchase order to see if the bank can let you pass; Or if there is no receipt, you can also tell the bank that the merchant has a discount and does not invoice. However, it should be noted that if the provided consumption voucher fails to pass the bank's audit, the bank may not only require full repayment, but also reduce the credit card limit or seal the card. If this happens, you can try to communicate with the bank. If the communication fails, cancel the credit card after paying off the debt.
Finally, I want to remind you, even if you don't have a proof of consumption, don't ask someone to write a fake invoice on your behalf. Doing so may directly put you on the blacklist of the bank, and you may be directly rejected for handling various businesses of this bank in the future.
The consumption voucher of credit card is the invoice or receipt of the user in the daily consumption process, such as the invoice of shopping mall and the receipt after swiping the card by pos machine. As long as you use a credit card, these are all credit card vouchers. So, users can keep these. It should be noted that no matter what kind of proof of consumption, it must be consistent with the date of consumption, otherwise it will be considered invalid by the bank and you need to provide it again. There are many kinds of credit card vouchers. Generally, as long as cardholders use credit cards in their daily lives, all kinds of vouchers provided by merchants can be used. Specifically, it includes purchase orders, invoices, renovation contract, screenshots of online transaction orders, medical vouchers, screenshots of transfer, Alipay bills, etc.