The CCB emv credit card can be used in China, but there are very few merchants for payment, because this card is not a UnionPay card. It is a VISA or MasterCard brand single-logo credit card. Credit cards with this kind of logo are widely used abroad. It is widely used and supports many merchants. Therefore, users who consume domestically do not need to apply, but those who frequently consume overseas can apply.

You can apply for the CCB emv credit card on the bank's official website. You can usually get the credit card in about 25 days. It may take more time in remote areas. After the user gets the credit card, he can activate it. The activation method will be marked on the mailed envelope, and the user can choose one of them.

The CCB emv credit card can be used after activation. It should be noted that users must protect the card information when using this credit card overseas, because when making purchases abroad, you can make purchases without a transaction password. You only need the credit card number, expiration date and password.

Users use CCB emv credit card to make payments directly in RMB, eliminating currency conversion fees. The cardholder only needs to pay back the outstanding balance in RMB according to the bill. When using this card, you can enjoy protection against overseas fraud 48 hours (inclusive) before reporting loss. Gold cards and standard platinum cards can enjoy card loss protection services of up to 10,000 yuan and 20,000 yuan respectively.