1, the total amount is the most appropriate.
It is not comprehensive to just look at whether the number of sheets is appropriate and whether the total amount is applicable. In general, the total amount of four cards is the most suitable credit card limit for applicants. Without it, it is difficult to deal with emergencies, and it is easy to spend money like water to make ends meet.
2. Flexible turnover and clever financial management
If you have four credit cards, you have four repayment dates. Usually, you can use a credit card for consumption, so that your income can be invested in the short term to the maximum extent, and then you can repay it on the repayment date. The interest earned in this way is an "extra income". In the long run, I believe there will be a considerable number.
3. Comprehensive coverage of credit card offers
Holding four credit cards means that you can enjoy the credit card discounts brought by four banks. Needless to say, it is not difficult to get big wool as long as you pay more attention!
4. It is beneficial to the comprehensive score.
Whether the credit card application can be successful or not, the comprehensive score accounts for a large part of the factor. The number of cards and credit records held by the applicant are also part of the comprehensive score. If there are more than 4 credit cards, the comprehensive score will drop instead of rising. It can be seen that the holding of four credit cards is the most conducive to improving the overall score of individuals.