Can you transfer money to a credit card?

You can transfer money to a credit card. According to the name and name of the credit card you provide, you can transfer money to your credit card. Online banking is free, but if you transfer money through other channels, you may have to pay a part of the handling fee, which will vary according to different banks.

You can transfer money to a credit card. Transferring money to a credit card is equivalent to repaying a credit card. However, if the current bill has been paid off, the money transferred to the card will become an overpayment. When using a credit card, the system will give priority to deducting the overpayment, and the available credit card will be deducted only after the overpayment is deducted. It is recommended not to transfer the money to the credit card unless it is repayment, because there is no interest on overpayment.

users should note that if the current bill of the credit card has been paid off, the funds transferred to the card will become overpayment. When using the credit card for consumption, the system will give priority to deducting the overpayment, and the available credit line of the credit card will be deducted after the overpayment is deducted, but there is no interest on the overpayment. Unless it is for repayment, users are advised not to transfer money to credit cards.

sustainability means that after owning a credit card, you should insist on spending by swiping it for a long time. It is best to generate a credit card spending limit every month for more than three months, instead of using it for a while and then freezing it for a long time. Frequent spending means spending money by swiping your card wherever you can, regardless of the amount. The more times and businesses you swipe your card, the better. If you swipe your card at one time, it is easy for banks to think it is suspicious and it is difficult to raise the amount.

stick to the application and seize the opportunity to apply, and do both. For credit card users, you can insist on applying by telephone to increase the credit card limit, because different customer service or staff members have slightly different attitudes and principles in handling this application. Maybe the last one failed and the next one passed, and the record left by insisting on telephone application will also help to apply for the amount increase in the future.

use the card cancellation threat or hibernate. When you apply for it many times and are rejected, you can consider using this trick. Just tell the customer service or staff of the bank directly that if the credit card limit can't meet the actual needs, you will consider canceling the card. It is best to present some facts, of course, the attitude should not be too bad, and it is best to be soft and hard, so that it is easy to get room for discussion and negotiation.

how to transfer the money from the bank card to the credit card

wechat, AliPay and mobile banking can all be operated.

there are handling fees across banks and provinces.

how to transfer the money from the savings card to the credit card

The solutions are as follows:

1. The money deposited in the credit card account is called overpayment, and a certain fee needs to be paid. At the same time, the fees for overpayment vary from bank to bank.

2. By transferring the overpayment from the credit card to the debit card of any bank with the same name, and withdrawing money from the debit card, the fees can be reduced.

3. If there is overpayment by credit card, the overpayment will be deducted first, and then the credit limit will be deducted. The overpayment is greater than the consumption amount, and there will be no overdraft, which can avoid unnecessary expenses.

Extended information:

Precautions:

1. Overpayment means credit card deposit, and the bank does not calculate and pay interest, which is completely different from savings card.

2. There is a charge for withdrawing cash from credit cards according to regulations. The charging problem should be viewed from two aspects:

3. In the regulations on the use of credit cards, ATM machines mainly charge withdrawal fees, and the standard is usually .5% of the withdrawal amount, with the minimum 5 yuan charge; Overseas withdrawal fees are relatively high.

4. In the case of "overpayment", you still need to charge a handling fee according to the credit card withdrawal standard. In this case, it is suggested that the cardholder transfer the overpayment on the credit card to the debit card of the same name of any bank and withdraw cash from the debit card. So you can reduce the commission.

let's stop talking about how to transfer money to a credit card.