Hello, this cardholder. Generally, if the credit card limit is not high enough, the number of swipes is not enough, and the bank thinks that your credit limit can match your consumption level, then your withdrawal application will not be successful. In addition, if you have a bad credit record before, it will be difficult for you to increase your credit limit. Whether you apply for a credit card, increase the credit limit, or apply for a car loan and mortgage loan, you have a bad credit record. If you have a bad record before, you need to apply to increase the credit limit of the credit card, and the bank will definitely not pass. When the bank examines the materials you submitted, it sees that you have a bad credit record and will definitely not handle it for you.

Here are some ways to increase your credit limit:

1: Always use the Bank of Communications credit card. No matter how much it costs, as long as you can swipe your card, you will definitely spend it. You really need to swipe your card more, because the multi-card system will think that credit cards are your daily necessities;

2. It is best to generate bills and spend at least 30% of the total amount every month. That was not the case. With more credit cards, banks will indeed make more money. However, if your consumption does not match your income, the bank will think you are very risky;

3. Pay attention to the withdrawal time. It is most effective to apply on the accounting day or when the card has just been maxed out.

4. The bill for credit card consumption needs to last for 3 months without interruption, that is, there must be consumption every month. It has a great effect on the previous increase.

5. Put an end to the record of bad card use, repay on time, and repay the minimum repayment amount on time and pay interest if it cannot be repaid in full.