Hello, when you withdraw money with a credit card, you will not be suspected of cashing out.

Our bank's personal credit card has a cash advance function. You can withdraw cash from your credit card through our bank's or other banks' ATMs and bank counters. You can also transfer the funds from your credit card through online banking and phone voice. into the China Merchants Bank savings card in your own name (the cash withdrawal function of the business credit card remains consistent with the company settings).

If you want to use the cash withdrawal function, please log in to the credit card website or dial 8008205555 for free from a landline or the service hotline 4008205555 from a mobile phone, set a transaction password and activate the cash withdrawal function.

Credit card cash advances will charge handling fees and interest (including ATMs of our bank or other banks, counters, online banking and telephone cash advances): Handling fee: Domestic RMB is calculated as 1% per transaction, with a minimum charge ￥10/transaction, overseas (including Hong Kong, Macao, and Taiwan) are calculated as 3% per transaction, with a minimum charge of ￥30/transaction or $3/transaction (AE Platinum and Black Gold overseas minimum charge is $5 per transaction). Interest: Cash advances do not enjoy interest-free repayment. Interest will be charged at a daily interest rate of 0.5% from the transaction date until the settlement date. Compound interest will be charged on a monthly basis. That is, interest accrued in the last month will also be calculated. Example of compound interest on cash advance: If the bill date is the 12th, and you withdraw 2,000 yuan in cash on February 1, the interest will be charged 1 yuan per day. The interest as of February 12 is 12 yuan, then from February 13 Interest will be calculated based on RMB 2012.00 (the day after the bill date). Warm reminder: 1. Only handling fees will be charged for withdrawing multiple deposits from your credit card. 2. There is no charge for just activating the cash advance function. 3. The first cash advance in each natural month for YOUNG Card Youth Edition, GQ co-branded credit card, Weibo Master Card and City Theme Series Gold Card is free of charge (interest will be charged as normal). 4. Cash withdrawals can be made in the same city or in different places, and no inter-bank handling fees are charged.