If you don’t pay it back in installments, it means that 1,000 will be paid back month by month, which is a compound interest of 50,000 per day. Of which, 900 will receive compound interest for 5 months, which is about more than 70 yuan, of which 4,000 will receive 4 The interest for one month, three months, two months and one month is approximately: 60 points, 45 points, 30 points and 15 points respectively, so the total interest should be: 70 60 45 30 15= 220. It actually costs about 230 yuan. I underestimated the price.

So I suggest you apply for installment payment, but the difference is only about ten or twenty yuan. If you are too lazy, just pay in installments every month! Thank you for asking. Then I will divide it into 3 installments. It seems that the interest will only be a little over 100 in 3 installments.

The answer is yes, if you have money, generally the fewer points the better