1. Pay attention to the card limit
Printing cards multiple times is a way to increase the credit card limit. Banks also like such users, but don’t blow up the credit card limit every month. I believe the bank will be suspicious .Most credit card owners will not do this every month. The best amount is best to be controlled at around 70%. Therefore, the amount of the printed card is to avoid the credit card being controlled by the wind.
2. Pay attention to the time and location of the card
The best time to print the card is between 9 a.m. and 8 p.m. This is the business’s normal business hours. Merchant accounts with manual POS machines are best left in the market Within the country or province.
3. Try to swipe your card in large supermarkets. The purpose of swiping your card in large supermarkets is to convince the bank that you are using your credit card normally. After a large purchase, you can make several small purchases, especially just now. For customers who get the card, it is best to go to a large supermarket to conduct several small transactions to prove that the card is used normally and not used separately.
4. Overdue or long-term borrowing
If repayments are often overdue, the bank will reduce the credit limit because it believes that the cardholder does not have the ability to repay on time. If long-term loans are not repaid, in order to prevent the cardholder from continuing to default on more money, the bank will reduce the amount and freeze the credit card.
5. The single amount is irregular
Consumption of tens of thousands in whole amounts is suspicious. If there are too many integer consumptions, they will definitely be controlled. There are also large amounts with decimal points after them, repeated amounts, and every transaction. This number is 8,451 yuan, and it is not far away from regulations.
Credit card control solutions
1. After credit card control, new card users must spend money in large supermarkets and department stores card, which fully proves that the individual uses the card normally.
2. Secondly, it is recommended not to use up the credit card limit immediately after repaying the credit card in each period. This can easily be regarded as cashing behavior, and if it is recognized as cashing by the bank , it is possible to freeze the credit card permanently.
3. Printing multiple cards can make the credit card active, but please pay attention to the amount of the card printed each time, and do not print the card every time.