Everbright Bank’s potential customers must have good credit card consumption habits, that is, people with high credit card limits and frequent credit card payments. The customer's personal credit record is also required to be good. Each bank has its own potential customers, such as customers engaged in the financial and Internet industries, or customers with high assets, etc. These are all potential customers of the bank, but the customer groups that each bank targets are different. .

1. Potential customers of China Everbright Bank

If you want to be promoted to a high-quality bank customer, it is crucial to develop the habit of spending more on your credit card. After all, the frequency and limit of credit card use can reflect your repayment ability and financial strength. Generally speaking, only those who spend more than 50,000 yuan per year on a credit card can be recognized as a high-quality customer, and those who spend more than one-third of the credit card limit can successfully increase the limit. If the applicant has credit stains such as malicious overdrafts, illegal cash withdrawals, multiple overdues, and expected non-payment for more than 90 days in the central bank's credit record, it will be difficult to win the honor of a quality customer even if the customer has excellent qualifications.

2. History of China Everbright Bank

China Everbright Bank was established in August 1992. It is a national joint-stock commercial bank approved by the State Council and the People's Bank of China. Headquartered in Beijing, China Everbright Bank was listed on the Shanghai Stock Exchange in August 2010 and the Hong Kong Stock Exchange in December 2013. As of June 30, 2020, China Everbright Bank has established 1,290 branches in China, achieving full coverage of the domestic provincial administrative regional service network.

To sum up, it can be seen that China Everbright Bank is a bank with a long history. It also has strict screening requirements for the bank’s high-quality customers. They must be rich and often use credit cards, and Customers must repay on time and have no bad consumption records. These requirements are to ensure that customers can make large transactions without defaulting on repayments. However, it is recommended that when using a credit card, you must make repayments on time.