It should be noted that credit card withdrawal is different from credit card withdrawal. Cash withdrawal by credit card is one of the inherent functions of credit card itself. Cardholders can withdraw cash from the bank by credit card. Credit card withdrawal mainly includes overdraft withdrawal and overpayment withdrawal. You need to pay interest for overdraft cash withdrawal, and the interest will be calculated from the day you withdraw cash, while the overpayment cash withdrawal does not require interest, only a part of the handling fee, depending on the bank's regulations.
Take tectonic behavior as an example:
The credit card of China Construction Bank has the function of cash advance (cash withdrawal). You can withdraw RMB cash from domestic outlets, ATMs or other ATMs with UnionPay logo. Use VISA, [PLUS], MasterCard, [CIRRUS], JCB or unionpay posted overseas to withdraw local currency from ATMs and bank counters. In order to ensure the security of your account, you need to enter the consumption/withdrawal password at present. The limit of cash advance is set according to your card usage, which generally does not exceed 50% of your credit limit and cannot exceed the current available credit limit of the card (credit limit-used credit limit). Cash advances have no interest-free period.