Yes, banks will send text message reminders to credit card users to increase their credit limit. The creditworthiness of the holder can be improved.

You can apply for a limit increase by calling Bank of China’s credit card customer service hotline, and you can also increase your limit through online banking and mobile banking. To successfully raise your credit limit, you need to keep your credit card active and make repayments on time without overdue payments. Generally, the bank will automatically raise your credit limit after you meet the conditions for a credit limit raise.

Methods to increase the credit limit with Bank of China credit cards are:

1. Use Bank of China credit cards frequently, and use at least 30% of the credit limit every month.

2. When applying, provide more supporting materials.

3. Handle installment or cash withdrawal business. If you want to increase your balance, you can try installment or cash withdrawal. Extended information

In the daily process of using cards, you must try to avoid:

1. Opening too many cards

Don’t think that more credit cards are better; Your income needs to match your credit card. If you have too many cards, the accumulated limit will be high and exceed your repayment ability. The bank will worry about your high repayment risk and refuse to increase your limit.

2. Only make large purchases

Don’t think that the higher the credit limit is, the higher the credit limit will be. The posture of swiping the card is also very important. Always only make one swipe per month. For two large transactions, it is equally difficult to raise the limit. This is because if you swipe your card like this, the bank will suspect that you are "cash-out" and will even block your card or reduce your limit, not to mention raising your limit.

Ifeng.com-Bank of China has raised the limit on a large scale and plans to raise the limit to 100,000! Not to be missed!