It should be that there is a greater possibility of fraud. It is suggested to contact the customer service of the credit card to verify the situation manually.

How to deal with overdue credit cards:

First of all, if the repayment time has passed, then repay as soon as possible to ensure that the arrears are made up;

Contact the bank account manager to see if there is any overdue record and whether it can be remedied in time. Because the average bank will have a gap of one or two days for customers whose repayment date exceeds one or two days, there will be no overdue records;

If there is an overdue record, the card cannot be cancelled, otherwise the overdue record will not be eliminated. Therefore, it is necessary to pay back the arrears, continue to use credit cards, remember to repay in time, spend more, and repair the quota;

Make sure the mobile phone contact is smooth, because before the credit card expires, it is possible that the bank account manager will remind you to pay back the money in time to avoid overdue;

Never stop paying back the money. The bank has been unable to contact you since then. Because credit card arrears, interest and interest are terrible, even if you borrow 5 thousand, you may still pay 50 thousand two years later, and the bank will sue and let the court enforce it;

If overdue records are generated, ensure that they cannot be generated in the next five years. After five years, expired records will be cleared. At the same time, if you want to buy a house or other personal credit information, you can consider negotiating with the bank and show you a statement without malicious overdue records, which will also ensure that the bank will lend you money.