Can Everbright Business Card be renewed when it expires?
It cannot be renewed.
from September 19, 22, everbright will not renew expired smart business credit cards (personal cards).
the issued cards can still be used normally during their validity period, and the related functions, rights and installment rates remain unchanged.
it is most cost-effective to divide Everbright Smart Business Card into several phases
Generally, it is more cost-effective to divide it into six phases.
Because in six stages, among all the credit card stages of banks, the lowest handling fee of Everbright Bank is 3.5%.
most credit cards are divided into 3, 6, 9, 12, 18 and 24 periods.
how many times does everbright smart business credit card charge the annual fee?
Everbright Smart Business Credit Card is free of annual fee for ten times.
Relevant regulations on smart business credit card of China Everbright Bank:
1. The merchant shall submit the bill signed by the cardholder or the cash withdrawal slip to our acquirer, and make liquidation with the acquirer to recover the advance funds.
2. The electronic payment network established by the cardholder through the bank and the magnetic stripe reading and manual password input of the card can realize the functions of credit card consumption, ATM withdrawal, transfer, various payment, etc. The expenses incurred through the card are equal to the reduction of the balance of the savings account. If the account balance is zero, the payment function of the card will also be reduced to zero. The application for a savings card is very simple, and it can be obtained immediately without the approval of the bank.
3. With my valid ID card, go to any branch of the bank to handle it. You must open a current account first. The account balance shall not be lower than that of 1 yuan. Non-seal withdrawal account. Non-loss-reporting account, frozen account, and normal account status.
4. Savings card fees mainly include annual fees, small account management fees, loss reporting fees, new card workers, cash withdrawal fees (including local interbank, remote interbank, overseas ATM, Hong Kong and Macao), transfer fees (including remote interbank, remote interbank, local interbank and overseas wire transfer) and online banking transfer fees (including remote interbank, remote interbank, local interbank and overseas remittance).
5. A consumer service tool for depositors. In the shopping malls, hotels, entertainment places and public service places where POS terminals have been installed in the bank card network, savings card users can use their accounts instead of cash.
The amount of consumption and payment by users is not limited and there is no handling fee. But the account cannot be overdrawn. In addition, Savings has also launched mobile phone payment service and telephone wallet payment service, which is easy and flexible, and it is convenient to pay anytime and anywhere 24 hours a day.
Therefore, Everbright Smart Business Credit Card is exempted from the annual fee for ten times.
Extended information:
The function of the smart business credit card of China Everbright Bank:
1. Managing the international social issues brought about by globalization
Just as a government is the manager of domestic and foreign affairs, international organizations play the role of the manager of the international social affairs in a certain sense.
2. Distribute the fruits and benefits of economic development among member countries
From a global perspective, whether it is the production, development and sale of natural resources, or the collection and lending of funds, in addition to the functions within each country, there is also a problem of fair and reasonable distribution among the countries concerned. The function of such an international distributor belongs to an international organization.
3. Organizing activities in various fields of the international community
To promote the overall economic and social development of the international community, it is necessary to have organizations and coordination centers at different levels in different fields. The increasing trend of global organization is largely manifested as the function of international organizers. The United Nations is the largest organization and coordination center for world economic and social development. As far as organizations are concerned, their organizational functions are essentially a form of national cooperation and a non-administrative function.
4. Mediation and settlement of international political and economic disputes
Peaceful settlement of international disputes is a basic principle of modern international law. The implementation of this principle has not only depended on the countries themselves, but also on international organizations, which have become an effective tool for peaceful settlement of disputes between countries to a considerable extent. The basic documents of many international organizations list it as their important function and stipulate the corresponding solution mechanism.