Under normal circumstances, before the credit card expires, the issuing bank will send a text message to the cardholder asking whether the mailing address has changed. If there is any change, just reply to the new mailing address as required, and the issuing bank will mail the new card to the cardholder. After the new card is received and activated, the old card will be invalid. All contracted services, products, accounts, points and credit card fees of the old card will be carried forward to the new card. Just cut the magnetic stripe of the old card vertically.
The credit card needs to be replaced when it expires, otherwise the original card cannot be used.
1. Credit cards are generally valid for three years;
2. After the expiration of three years, the bank credit card center will evaluate the credit situation;
3. If you use it well and repay it on time, the service life will be extended;
4. A new card will be issued after the extended use, and it needs to be activated;
5. The new card completely inherits the original card; 6 bad credit, not on time repayment, no extension.
Credit card, also called credit card. It is a non-cash transaction payment method and a simple credit service.
A credit card is a credit certificate issued by a commercial bank or a credit card company to eligible consumers. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.
China's relevant laws ("NPC Standing Committee on
References:
Baidu encyclopedia entry credit card