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Will I go to jail if I am sued for overdue credit card?

After being prosecuted for overdue credit cards, it will generally not directly lead to jail time.

Details:

1. Legal procedures: Overdue credit cards are civil disputes. When a bank or credit card company sues the debtor, it usually goes through a series of legal procedures.

2. Judgment outcome: If the court finds the debtor guilty and determines that it willfully defaulted on its debt, enforcement measures may be taken. This may include freezing bank accounts and seizing property to recover debts, but does not necessarily lead to immediate jail time.

3. Possibility of detention: In extreme cases, if the debtor refuses to fulfill the court judgment for a long time or evades execution, the court may take detention measures to restrict personal freedom, but this also requires specific legal procedures and strict condition.

Summary:

After being prosecuted for overdue credit cards, the possibility of going to jail is low. Usually, banks or credit card companies will use legal means to recover debts, such as freezing accounts, seizing property, etc. Detention is possible only if the debtor deliberately refuses to comply with the court judgment or evades execution.

Extended information:

According to Chinese law, defaulting on credit card debt is a breach of contract, but it is not equivalent to a crime. For ordinary credit card overdue cases, civil litigation procedures are generally adopted to resolve disputes. Only in particularly serious cases, such as malicious overdrafts, fraud and other criminal acts, may criminal liability be triggered, leading to the possibility of jail time.